Overview
Banque Misr (BM) was established in 1920 by the pioneer economist and financial expert Mohamed Talaat Harb Pasha, who spearheaded the concept of investing in national savings and directing them toward economic and social development. Thus, Banque Misr was established as the first wholly Egyptian-owned bank.
The bank has more than 800 electronically integrated local branches located nationwide to provide the best and most accessible services to customers. Banque Misr also values its regional and international presence, which includes its five branches in the United Arab Emirates and one in France. In addition, the bank’s international presence includes subsidiaries in Lebanon and Germany, as well as representative offices in China, Russia, South Korea, and Italy and a global network of correspondents.
𝐓𝐚𝐤𝐞 𝐲𝐨𝐮𝐫 𝐜𝐚𝐫𝐞𝐞𝐫 𝐭𝐨 𝐭𝐡𝐞 𝐧𝐞𝐱𝐭 𝐥𝐞𝐯𝐞𝐥 𝐚𝐭 𝐁𝐚𝐧𝐪𝐮𝐞 𝐌𝐢𝐬r
We Are Hiring!
•Small Buisness Monitoring and Control Officer
•Small Buisness and Microfinance Credit Policy Officer
If interested, kindly send your updated CV to the email below & mention the subject line as follows:
“AA– Risk Officer–Position title you are applying for”
Job Title1: Risk Officer –Small Buisness Monitoring and Control Officer
•Job Description:
-Review the clients approved by credit approval, all documents, and the credit memo to verify the application of all granting criteria, I score criteria, and CBE Report.
-Ensure that the credit analyst has verified that the client’s, entity’s, legal accountant’s, and suppliers’ data are not listed on our bank’s Fraud List.
-Participate in the membership of Small Business financing committees (Small Business products).
-Report any suspected fraud cases against our bank / operational incidents / reverse / any other issue to the direct supervisor.
Perform any other tasks assigned to him that do not conflict with the principle of separation of duties.
•Requirements:
-Proficiency in financial analysis of financial statements and the use of financial indicators
-Ability to analyze industries through opportunities, threats, strengths, and weaknesses
-Continuous and ongoing awareness of developments in the banking sector in Egypt, especially in the field of small business.
-Ability to propose new ideas to develop the field of work
-Sufficient knowledge of the instructions of the Central Bank of Egypt and relevant laws
-3 to 5 years experience in same position or relevant.
Job Title2: Risk Officer –Small Buisness and Microfinance Credit Policy Officer
•Job Description:
-Maintain the product policy calendar which documents the different changes to lending framework and policy rules.
•Prepare the inputs to the periodic Small & Microfinance credit risk packs in addition to regular internal reporting for Credit Risk management.
•Monitor data quality and compliance of underwriting decisions to the existing credit policies & ensure abiding by delegation matrix.
•Conduct (PIR) Post Implementation Review on all credit tests & policy changes to assess the quality and effectiveness of the changes.
•Ensure that Small Business & Microfinance products are adhered to the CBE regulations and BM policies & standards.
•Requirements:
-Good knowledge of Small & Microfinance products in the market.
-Good understanding of the bank’s lending policies.
-Good knowledge of Small & Microfinance Credit Standards and policies.
-Good knowledge of local regulations & CBE guidelines for credit lending.
-Principles of lending.
-Strong awareness of Risk Management techniques.
-Strong analytical and decision-making skills
-Good knowledge of analysis methods, systems requirements and processes.
-1 to 5 years experience in same position or relevant.