What do you know about EG Bank
Established in 1981 under the investment law 43/1974 and its amendments
Along the years EGBANK grew organically with a strong level of stability and a healthy portfolio. We followed an expansion strategy of collaboration in projects with successful market leaders in different sectors. All of this reflected on adding value to the Egyptian market
Board of directors
Our Board members provide guidance and leadership for the institution to ensure that the right strategy and controls are in place and that the institution is delivering value to shareholders, employees and the community
The Board is composed of ten members, two executive and eight non-executive members with a wide diverse knowledge and background experience that gives EGBANK a balanced mix and competitive edge. The Board primarily focuses on long-term financial returns and the best interest of all stakeholders. Our Board plays a major role in setting the Bank’s strategy and key policies, along with pursuing and maintaining its long-term success. Through providing entrepreneurial leadership, sound strategies and risk management, our Board contributes to realizing the welfare of all stakeholders
Some of the current Board members families are considered as the main founders of the bank. The main vision behind founding the bank was to establish a private Egyptian bank to serve and support the developmental projects in Egypt and the Arab countries. It was born by the main founders of the Egyptian Gulf Bank; Salah Mahmoud, Jawad Bukhamseen, Fahd ElShbokshy, Abdel Rahman ElSharbatly and Misr Insurance, within an era where the economic scene was witnessing improvement and potential growth
KEY ACCOUNTABILITIES
Description
Ensure credit applications are processed within the approved time frame and approved lending parameters while maintaining deviation caps approved by policy.
Verify all credit applications related documents are complete and complying with approved policy and CBE regulations
Must be able to detect fraud applications & ensure that good quality of credit applications is processed
Ensure the standard Operating Procedures for credit underwriting, verification, documentation, delegation is compliant with policy and any exceptions are to be regularly reported to management.
Communicate major deficiencies & policy violations to direct manager to take the needed corrective actions to maintain a good healthy retail credit portfolio.
Provide the needed support with Recommendations with additions & modifications to credit policy, product manual & Operational procedures.
Thrive to maintain good healthy retail credit portfolio through checking various reports such as I-Score reports, CBE Negative list to check credit history and DBR calculations
Conducting contact point verification (CPV) with customer, STL/HR checks with employer, residence verification and mobile verification (If required by credit policy)
9.Ensure quality of service to Internal & External customers by adhering to the committed turnaround time.
Qualifications and Experience:
Bachelor’s degree in Business Administration, Accounting, Economics or a related field.
For the Retail Credit Reviewer role 0-1 years of experience of relevant experience
Experience within the Banking Industry is preferred.
Skills:
Excellent command of English and Arabic languages (written and spoken)
Excellent decision making and negotiation skills
Excellent communication skills
Excellent planning and organizing skills
Good Use of Microsoft office tools
Good Business Acumen of external market and up-to date market trends and practices